Home today with a stomach bug.  I got really sick last night and still not feeling very well.   I hope to go to church tonight.  But at least I can read the book for church a bunch today while I lay in bed.   

Finally got the refund from our car insurance for Josh’s good grades.   YEAH!  So I finally have our emergency fund over 1,000.00.   So now I can work on using an extra funds to pay extra on other bills.  There will only be a little extra money until summer comes, than we will be very tight with the addition of Erik’s daycare bill of 400.00 a month not to mention the added cost of the other stuff with the kids being out of school.  The savings budget plan we are using this year is very helpful.  I am also going to look into consolidating our student loans to hopefully get a lower interest rate and payment on them. I might call around on that today…hmmm….we will see.   I also started saving $50.00 a month towards Christmas this year.  We have been keeping up with that too…so far!  So I updated our budget since it is the first of the month.  I need to update the family calendar as well for the month of May. 

I am off to read for church for a while…..have a great day!