I took a few minutes to update my DEBT FREE Software.  It is a great great program.  You enter in your bills, your interest rate on them and the minimum payment.   It will give you a payment plan that will tell you when you will have everything paid off.   Once you pay off one bill you take that amount and move it to the next bill.  So you always pay the same amount each month towards bills.   If we are able to follow this plan we will have everything paid off, student loans and mortgage before Tommy graduates from high school.  So we have about 15 more years and everything will be paid off including our mortgage.  In a perfect world of course…..we need a new car since my hubby is driving my very old car with over 200,000 miles on it. 

By following this plan we will pay our 30 year mortgage off 10 years early!    That will be so nice.