Tomorrow we close on the refinance of our house! The little bit of cash back we get around 1,000.00 will go straight to our credit card debt. We are working very hard to have all our credit cards paid entirely off by 2/2006 at the latest! Hopefully we will be able to get rid of them before that. I hope so anyways.

The next thing after that will be to hit the house and student loans hard. We just can’t have all this debt. We can eaisly make the minimum payments, but would rather not have the payments.

Tonight I did a little creidt card hoping, I transferred some higher interest rates to new promotional rates from other companies. I only have two credit cards, which is way down from my first marriage. My first hubby put me into some serious credit card problems. I had cards I didn’t even know I had until I moved out and the bills started coming to my new address.

Off to bed….I can maybe sleep in a bit in the morning since our closing isn’t until 10:00am. YEAH!!!!

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