WHEW!! I am home….nothing major can go wrong. I wanted to call my mortgage company. I talked to there refinance department about getting a better rate on my loan. They said the rate for fixed martgage is 6.375% hmmm…..that is two percent cheaper than I have. I might consider refinancing. We will see. I have to chat with hubby about it. He needs to get a job so I can pay the fees to refinance. LOL!! I need money to save money….go figure! I should have considered doing this a while ago.